Working Capital

Cashflow Boost

You may need a cashflow boost to take advantage of early settlement discounts, buy pre-price increase stock or simply improve your business cashflow in the short term or beyond. We provide fixed rate working capital loans for this purpose.

Working Capital

Working Capital Loans are designed to help you manage the day-to-day cash demands of your business and to take advantage of buying opportunities amongst other things. Our Working Capital Loans are unique in that you have the option to top up your loan to the original amount at yearly intervals (subject to continuing to satisfy the criteria – see our application form), making it a potentially useful source of cash for your business.

Key features

  • Borrow up to £30,000 unsecured
  • Fixed rates
  • Flexible repayment periods up to 60 months
  • Top up your loan annually
  • Get a quote today

Ready to Apply

Simply download and complete the form then follow the return instruction:

Working Capital Loan

To get a secured loan, your business may be required to offer an asset, such as property, as security. Any property or asset used as security may be at risk if your business does not repay its loan(s). If you are taking out a business loan, we may ask for a Personal Letter of Guarantee (PLG) as a form of security. When you sign a PLG, you promise to take responsibility for repaying the loan if the business cannot do so.

WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR CREDIT FACILITY AGREEMENT, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.

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No fees payable

– No fees or penalties
– Decision made by a human
– Personal, reliable service
– No call centres

All loans are subject to our standard terms & conditions. The amount quoted is all you will pay. All applications are subject to approval

Representative Example: Representative 6.4% APR (fixed) on loan of £15,000 with 36 monthly payments of £457.92. Total amount repayable - £16,485.12. Loans from 5.4% APR. This is a fixed rate loan illustration and is not an offer to lend.

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    Loan Information

    Interest Rates

    Our rates available here, borrow just what you need…

    Download Rates PDF