We know how important your business is to you. It’s why we offer all of our customer’s a range of lending products specifically aimed at helping you and your business.
All of our lending products offer benefits such as;
To get a secured loan, your business may be required to offer an asset, such as property, as security. Any property or asset used as security may be at risk if your business does not repay its loan(s). If you are taking out a business loan, we may ask for a Personal Letter of Guarantee (PLG) as a form of security. When you sign a PLG, you promise to take responsibility for repaying the loan if the business cannot do so.
WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR CREDIT FACILITY AGREEMENT, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
Whether you’re planning an entire shop refit, developing a tool demo area, investing in a new piece of equipment or simply want to update some of your other equipment a Birmingham Bank equipment loan could help you get the most from your plans.
Whether you’re thinking of replacing or upgrading your private or commercial vehicle we can help. Whether it’s for a new or used vehicle for either your business or personal needs, we’re able to offer customer’s fixed rate loans with no fees or penalties.
You may need a cashflow boost to take advantage of early settlement discounts, buy pre-price increase stock or simply improve your business cashflow in the short term or beyond. We provide fixed rate working capital loans for this purpose.