Vehicle Finance
Common Sense.
Speed. Clarity.
Whether you’re thinking of replacing or upgrading your private or commercial vehicle we can help. Whether it’s for a new or used vehicle for either your business or personal needs, we’re able to offer customer’s fixed rate loans with no fees or penalties.
With our rates, friendly service, speedy application and prompt payment of funds, we’re confident we can offer you a better service than other financial providers.
Whether you’re working out a budget on a price comparison website or being pressured by a dealer for an in-house finance package, a simple phone call to Birmingham Bank on 03330 048 048 can provide a very competitive alternative where you own your vehicle at the end of the term.
Simply download and complete the form then follow the return instruction:
To get a secured loan, your business may be required to offer an asset, such as property, as security. Any property or asset used as security may be at risk if your business does not repay its loan(s). If you are taking out a business loan, we may ask for a Personal Letter of Guarantee (PLG) as a form of security. When you sign a PLG, you promise to take responsibility for repaying the loan if the business cannot do so.
WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR CREDIT FACILITY AGREEMENT, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
No fees payable
– Decision made by a human
– Personal, reliable service
– No call centres
All loans are subject to our standard terms & conditions. The amount quoted is all you will pay. All applications are subject to approval
Representative Example: Representative 6.4% APR (fixed) on loan of £15,000 with 36 monthly payments of £457.92. Total amount repayable - £16,485.12. Loans from 5.4% APR. This is a fixed rate loan illustration and is not an offer to lend. The Bank's Base Rate is currently 0.40%. Birmingham Bank lending interest rates are linked to the Bank's Base Rate.