We are pleased to say that we can consider low-level satisfied CCJs under £250, however we look for an otherwise clean credit history, for both individuals and SPVs.
Here are our credit history tolerances:
We can only accept borrowers who have not had any CCJs or defaults over £250 within the last 36 months, however, satisfied CCJs or defaults below £250 can be considered by an underwriter.
The most recent defaults or secured arrears we can consider is 36 months or more. We can also consider borrowers with unsecured arrears no more than 2+ down worst status in the last 3 years.
We can not consider borrowers who have had bankruptcies or debt relief orders; IVA or debt management plans, or a repossession.
You can see our full credit history requirements on the intermediary site here.