Portfolio or single loans | Birmingham Bank

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Buy to let key features and criteria

Maximum £2m exposure

Per client

Unlimited properties

On a single loan

Assurance

Founded over six decades ago

Max gross loan 78%

LTV including fees

Flexible mortgage options

2 year and 5 year fixed rate terms available
Single property application
Unlimited multiple properties on one loan
Mixed property types allowed on a single loan
No background portfolio limits

Unlock your investment potential

We fund standard buy to let properties, flats in blocks up to 6 storeys, flats above commercial with separate access, HMOs up to 8 rooms and 6 unit MUFBs
Interest Only mortgages
Maximum £2m exposure per borrower aggregated or on one loan
Maximum 75% LTV up to £2m (portfolio of properties)
Maximum 75% LTV up to £1m for single property

Smart financing solutions

We lend to individuals, partnerships, Limited Liability Partnerships (LLP) and companies specifically set up with the sole purpose of buying/holding property (SPV)
Up to 4 applicants

Tailored to BTL needs

No minimum income requirements
Day 1 exit from bridging loans
Maximum age at end of loan is 85
Minimum age is 21
England and Wales only