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Buy to let key features and criteria

Maximum £3m exposure per client at 70% LTV

Maximum Gross LTV 78% including fees, up to £2m

Single or multiple properties

On a single loan with ERCs per property

Experts in specialist properties

Including MUFBs, HMOs and flats up to 10 storeys

Lending to SPVs, LLPs & individuals

Supporting professional landlords

Speed to decision

Powered by technology that makes mortgages easier not harder

Unlocking opportunity for more of your clients

We lend to Individuals, Limited Liability Partnerships (LLPs) and companies specifically set up with the sole purpose of buying/holding property (SPVs)
Employed, self-employed and professional landlords
Minimum age 21 and maximum age 85 at end of loan
No minimum income requirements
Transparent credit history requirements
Minor unsecured adverse considered

Unlocking investment in Standard and Specialist Properties

We fund standard buy to let properties, flats in blocks up to 10 storeys, ex-local authority (min 30m)
HMOs up to 8 rooms
6 unit MUFBs
Investment commercial valuations available

Unlocking potential

Day 1 exit from bridging loans
Maximum 75% LTV up to £2m (portfolio of properties)
Maximum 75% LTV up to £1m for single property
No background portfolio limits
Lending in England and Wales
2 year and 5 year fixed rate terms available
Interest Only mortgages
Single and portfolio loans

Unlocking portfolio value

Unlimited multiple properties on one loan
Single direct debit
Mixed property types allowed on a single loan (priced at highest property type rate)
Individual Early Repayment Charges (ERCs) per property
Facility to redeem single properties subject to ERC
Maximum £2m exposure per borrower aggregated or on one loan