Made for you

Our Fixed Rate Bond is a practical solution that makes your money work.

FSCS Protected

FSCS Protected

Deposits fully protected up to £85,000 per eligible person

Simple Easy Process

10 minute application

Customer First

Our experts are just a phone call away


Supplying banking services for over six decades.


Trusted by thousands of customers

3 Year Fixed Rate Bond

Interest rate (AER*)

4.63% Fixed Gross

*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.

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Minimum opening balance



3 years

Maximum opening balance


At a glance

  • Your interest is calculated daily on the funds in your account and applied upon the anniversary
  • Make unlimited deposits within the first 14 calendar days after opening, after which the funding window closes
  • Withdrawals are not permitted until the end of the fixed term
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Financial Services Compensation Scheme (FSCS protection)

Your savings are protected under the FSCS. It protects up to £85,000 (or £85,000 each, for joint account holders) of the money in your Birmingham Bank accounts. If you have more than one account with Birmingham Bank or share a joint account, the amount protected by the FSCS will be £85,000 across all of the accounts.

Find out more about Birmingham Bank’s FSCS Protection

For more information, visit the FSCS website