Portfolio or single loans

Mortgage single or multiple properties or multiple property types on a single loan.

Buy to let key features and criteria

Per client

On a single loan

Founded over six decades ago

Up to 110% of market rent

LTV including fees

We create ambitious, differentiated products for professional landlords, constantly reviewing our proposition to support property related goals.

We’ve tailored our buy-to-let proposition to meet the needs of professional landlords, supporting their ambitions.

We fund standard buy to let properties, flats in blocks up to 6 storeys, flats above commercial with separate access, HMOs up to 6 rooms and 6 unit MUFBs
Interest Only mortgages
Maximum £2m exposure per borrower aggregated or on one loan
Maximum 75% LTV up to £2m (portfolio of properties)
Maximum 75% LTV up to £1m for single property

We use Market Rent
We use passing rent – if higher than market rent up to 110% of market rent
We lend to individuals, partnerships, Limited Liability Partnerships (LLP) and companies specifically set up with the sole purpose of buying/holding property (SPV)
Up to 4 applicants