Our Fixed Rate Bond is a practical solution that makes your money work.
Deposits fully protected up to £85,000 per eligible person
10 minute application
Our experts are just a phone call away
Supplying banking services for over six decades.
Trusted by thousands of customers
Interest rate (AER*)
*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
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Maximum opening balance
Your savings are protected under the FSCS. It protects up to £85,000 (or £85,000 each, for joint account holders) of the money in your Birmingham Bank accounts. If you have more than one account with Birmingham Bank or share a joint account, the amount protected by the FSCS will be £85,000 across all of the accounts.
Find out more about Birmingham Bank’s FSCS Protection
For more information, visit the FSCS website
To open an account with us you must be a UK resident and only tax resident in the UK.
To open an account with us you need to be at least 18 and hold a UK nominated account.
You are able to have multiple accounts as long as the total balance of all accounts (excluding interest) doesn’t exceed £250,000.
Your money is protected by the FSCS up to £85,000. Please note that the FSCS protection is per bank not per account held, for further information about the scheme you can visit the FSCS website at https://www.fscs.org.uk/.
Once your account is opened, we will send you an email confirming your savings account details, our bank details and information on how to deposit into your account.
We’re currently enhancing the Bank’s proposition, at this stage we’re only offering sole accounts but plan to offer joint accounts in the future.
We’re currently enhancing the Bank’s proposition, at this stage we’re only offering new personal savings products but plan to offer new products to business customers during 2024.